IntelliFNOL™ is a smart product that focuses on commercial lines in property & casualty insurance. It is a robust and powerful first notice of loss reporting tool that directly addresses timely data collection with a policy coverage check, unlimited photo and video capture, configurable workflows and a seamless on demand customer configurable set of data elements. Our FNOL app and web application may be integrated with existing claim workflows greatly enhancing the FNOL application function, improving fraud detection, enhancing customer/policyholder satisfaction and improving accuracy. We believe that insurance carriers, funds/trusts, self-insureds and municipalities will benefit significantly by implementing this tool. Most claim processing organizations provide their policy holders/customers/employees with some sort of a web reporting capability to process a first notice of loss (FNOL). Some may even provide a static mobile app for video streaming. However, very few offer an intelligent FNOL app to expedite early loss reporting. IntelliFNOL is a combination of an iPhone/Android app that works seamlessly with our Cloud based web application.